Construction Company Comes Roaring Back With Bonding Capacity Help

Family owners of a Midwest construction company approached us in 2011 with a real crisis. Despite several decades of success, the Great Recession of 2008 had hit them hard. They were about to go out of business when a large new opportunity appeared. But the bonding requirements were higher than they could achieve. Thanks to […]

Paid Leave Laws: Flash in the Pan or Wave of the Future?

Much has been made in recent years about the fact that paid leave laws in the United States suffer dramatically in comparison to every other industrialized nation. Many companies, large and small, have responded by adopting paid leave policies on their own. But beyond that, there is an increasing effort at the state and even […]

builder's risk insurance

Builder’s Risk: Are You Covered Adequately?

The news reports came in throughout the day March 20, 2017: “Large fire at Overland Park, Kansas, apartment construction site.” “Eight-alarm blaze consumes apartment building under construction, sparks fires at nearby homes.” “Devastating fire started by welding torch, investigators conclude.” Due in part to exceptionally strong winds that day, the fire at the Royale at […]

Recruiting and Retaining the Best Nonprofit Workers: Creative Ways to Boost Your Benefits

Attracting and keeping high quality, engaged workers is one of the biggest challenges for almost every nonprofit I know. So many of those jobs are mentally stressful and physically demanding. Some of the entry-level roles are just weigh stations on the journey to more advanced careers. And it’s hard to compete with the salaries your […]

IRS Letters

IRS Letters Seek Information on ACA Reporting

The IRS recently started sending letters to employers asking for information about whether they met their ACA reporting obligations for 2015 and 2016 (the forms filed in 2016 and 2017). The letters are titled “Request for Employer Reporting of Offers of Health Insurance Coverage” or “Letter 5699.” More specifically, the IRS wants to know whether […]